We do not provide any form of advice if you call us to enquire about or purchase a product. Terms, conditions, limits, and exclusions apply. Any advice here does not take into account your individual objectives, financial situation or needs. Explore our Help page for questions about your policy, claims, payments, and more. These documents explain the standard terms, conditions, and exclusions.
Investment options
Alternatively, you may wish to get independent advice from a union, employer association or lawyer on your particular circumstances. When considering information available through this tool about awards you should also have regard to the terms of the relevant award, which can be found through our Awards page. This is because, for example, there may be a delay between when a change takes effect, and when the information available through this tool is updated.
Advice & insurance cost
Any tax information described is general in nature and it is not tax advice or a guide to tax laws. You should consider the appropriateness of the information to your own circumstances and, if necessary, seek appropriate professional advice. You can also make smaller payments every week, instead of one big payment each month.
The calculator does not take into account any future refinancing options which may be available. The output of each calculator is subject to the assumptions provided under each calculator and are subject to change. When assessing ability to service a loan, Westpac may use an interest rate that is higher than the current interest rate for the loan requested. All interest rates referred to in the calculators are current, as indicated on westpac.com.au. Before acting on this calculation you should seek professional advice. We recommend you seek independent, professional tax advice applicable to your personal circumstances.
However, we cannot guarantee or accept any liability for the accuracy, reliability, currency or completeness of the information available through this tool. CommBank Awards customers can choose to use all or part or all of their Awards points for payment of their booking. As this advice has been prepared without considering your objectives, financial situation or needs, you should before acting on this advice, consider its appropriateness to your circumstances. If you’re a CommBank customer, you can buy or sell up to 9 foreign currencies at selected CommBank branches in exchange for Australian Dollars. You’ll get two cards (one for back-up), emergency 24/7 support, instant card lock/unlock via the CommBank app and pay no international transaction fees. All debit cards have different terms and conditions for use overseas.
- Our caring claims team is here to support you throughout your claim.
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- To adapt to these new ways of banking, we’re making changes to some in-branch services and assessing our presence in some locations.
To adapt to these new ways of banking, we’re making changes to some in-branch services and assessing our australian online casino presence in some locations. With wheelchair-accessible services, braille signage and parking (where available) for people with disabilities, we make banking easy for all our customers. As the official home of Australia’s Lotteries we’re unable to offer our services outside of our approved locations. CBA is not responsible for the content on this portal, nor the provision of any of the services that are offered through this portal. All travel products and offers from Travel Booking are subject to availability and can only be booked by eligible CommBank cardholders.
There’s a lot to consider when comparing investment options between funds. Actual returns will vary significantly from year to year and could be negative in some years, particularly for investment mixes where more is invested in shares and property. Any income from other investments is not included in an estimate of total income. The total income used by the calculator to estimate if you qualify for a low income super tax offset is equal to your salary before tax and before any salary sacrifice.
We’re here to help you through your claim, with the care and support you need at this challenging time. Here’s what some of our customers had to say about our claims service.2 Our caring claims team is here to support you throughout your claim. When making a Compulsory Third Party (CTP) claim, you’ll receive the care and support you need from our team.